:root{--primary:#00c2cb;--primary-dark:#007C99;--navy:#0b486b;--navy-2:#07334d;--ink:#172a36;--muted:#5b6f7d;--surface:#fff;--surface-soft:#f4fbfc;--line:#d9e8ed;--success:#137a64;--warning:#9b5d00;--info:#0d5f8c;--shadow:0 24px 70px rgba(11,72,107,.13);--radius:26px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}body.modal-open{overflow:hidden}img,svg{max-width:100%;height:auto}a{color:var(--navy);text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(calc(100% - 36px),var(--max));margin-inline:auto}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}.skip-link{position:absolute;left:-999px;top:auto}.skip-link:focus{left:18px;top:14px;z-index:9999;background:#fff;padding:12px 16px;border-radius:10px;box-shadow:var(--shadow)}.topbar{position:relative;z-index:60;background:var(--navy-2);color:#dff9fb;font-size:.92rem}.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;padding:8px 0;min-height:48px}.topbar a{color:#fff;font-weight:700}.partner-logos{display:flex;align-items:center;gap:12px;flex-wrap:wrap}.partner-label{font-weight:700;color:#dff9fb;opacity:.92}.partner-logo-link{display:flex}.partner-logo{display:block;border-radius:8px}.partner-logo-ultra{height:28px;width:auto;background:#fff;padding:4px 8px;box-shadow:0 6px 18px rgba(0,0,0,.08)}.partner-logo-jk-mini{width:42px;height:auto}.topbar-contact{display:flex;align-items:center;gap:14px;flex-wrap:wrap;justify-content:flex-end}.desktop-note{color:#dff9fb;opacity:.95}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(14px);border-bottom:1px solid rgba(217,232,237,.85)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:86px}.brand{display:flex;align-items:center;flex:0 0 auto}.brand img{width:52px;max-height:76px;object-fit:contain}.nav-toggle{display:none;border:0;background:var(--surface-soft);color:var(--navy);width:46px;height:46px;border-radius:14px;cursor:pointer;font-size:1.35rem}.main-nav{display:flex;align-items:center;gap:19px}.main-nav a{font-weight:750;color:var(--ink);font-size:.94rem;white-space:nowrap}.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--primary-dark)}.nav-cta{padding:12px 18px;border-radius:999px;background:var(--navy);color:#fff!important;box-shadow:0 12px 28px rgba(11,72,107,.18)}.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#f7feff 0%,#edf8fb 52%,#e7f1f6 100%);padding:72px 0 80px}.hero::before{content:"";position:absolute;inset:auto auto -160px -120px;width:360px;height:360px;border-radius:50%;background:rgba(0,194,203,.12)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:58px}.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--navy);font-size:.88rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase;background:#fff;border:1px solid var(--line);padding:8px 13px;border-radius:999px}.eyebrow::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--primary)}h1,h2,h3{line-height:1.12;color:var(--navy);margin:0 0 18px}h1{font-size:clamp(2.55rem,6vw,5.2rem);letter-spacing:-.055em;max-width:850px}h2{font-size:clamp(2rem,4vw,3.35rem);letter-spacing:-.04em}h3{font-size:1.35rem;letter-spacing:-.02em}.lead{font-size:clamp(1.08rem,2vw,1.3rem);color:var(--muted);max-width:720px}.brand-slogan{margin:0 0 16px;color:var(--navy);font-size:clamp(1.08rem,2vw,1.3rem);font-weight:850;letter-spacing:-.015em}.hero-actions,.button-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.btn{display:inline-flex;justify-content:center;align-items:center;gap:10px;padding:14px 20px;border-radius:14px;font-weight:850;border:1px solid transparent;transition:.2s transform,.2s box-shadow,.2s background;cursor:pointer}.btn:hover{transform:translateY(-2px)}.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--primary-dark);outline-offset:3px;box-shadow:0 0 0 2px #fff}.btn-primary{background:var(--navy);color:#fff;box-shadow:0 15px 34px rgba(11,72,107,.2)}.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}.btn-turquoise{background:var(--primary);color:var(--navy-2)}.hero-trust{display:flex;flex-wrap:wrap;gap:16px 25px;margin-top:30px;color:var(--muted);font-size:.96rem}.hero-trust span::before{content:"✓";color:var(--success);font-weight:900;margin-right:8px}.hero-visual{position:relative}.hero-visual img{display:block;filter:drop-shadow(0 20px 44px rgba(11,72,107,.12))}.floating-note{position:absolute;right:-4px;bottom:28px;background:#fff;padding:15px 18px;border-radius:16px;box-shadow:var(--shadow);font-weight:800;color:var(--navy);max-width:245px}.floating-note small{display:block;color:var(--muted);font-weight:600;margin-top:4px}.section{padding:92px 0}.section-compact{padding:36px 0}.section-soft{background:var(--surface-soft)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:34px;margin-bottom:40px}.section-head p{max-width:620px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card,.compare-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 12px 35px rgba(11,72,107,.06);transition:.2s transform,.2s box-shadow}.card:hover,.compare-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.icon{width:54px;height:54px;border-radius:17px;background:linear-gradient(145deg,#dffbfc,#eef7fa);display:grid;place-items:center;color:var(--navy);font-size:1.75rem;margin-bottom:22px}.card p,.compare-card p{color:var(--muted);margin-bottom:16px}.text-link{font-weight:850;color:var(--navy)}.split{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}.media img{border-radius:32px;box-shadow:var(--shadow)}.office-feature{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}.office-media{margin:0}.office-media img{display:block;width:100%;border-radius:28px;box-shadow:var(--shadow);aspect-ratio:4/3;object-fit:cover}.office-media figcaption{margin-top:10px;color:var(--muted);font-size:.9rem}.checklist{display:grid;gap:14px;margin:26px 0 0;padding:0;list-style:none}.checklist li{display:flex;gap:12px;align-items:flex-start}.checklist li::before{content:"✓";display:grid;place-items:center;flex:0 0 24px;height:24px;border-radius:50%;background:#dbf7ef;color:var(--success);font-weight:900;margin-top:2px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:step}.step{position:relative;padding:28px 24px 24px;background:#fff;border:1px solid var(--line);border-radius:22px}.step::before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:var(--navy);color:#fff;font-weight:900;margin-bottom:20px}.step p{color:var(--muted);margin:0}.cta-band{background:linear-gradient(135deg,var(--navy-2),var(--navy));color:#fff;border-radius:34px;padding:48px;display:flex;justify-content:space-between;align-items:center;gap:34px;box-shadow:var(--shadow)}.cta-band h2{color:#fff;font-size:clamp(1.8rem,4vw,3rem)}.cta-band p{color:#cfe8ef;max-width:660px;margin-bottom:0}.faq{display:grid;gap:14px}.faq-item{border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden}.faq-button{width:100%;display:flex;justify-content:space-between;gap:20px;text-align:left;border:0;background:#fff;padding:22px 24px;color:var(--navy);font-weight:850;cursor:pointer}.faq-button span:last-child{font-size:1.25rem;transition:transform .2s}.faq-panel{display:none;padding:0 24px 23px;color:var(--muted)}.faq-panel[hidden]{display:none}.faq-item.open .faq-panel{display:block}.faq-item.open .faq-button span:last-child{transform:rotate(45deg)}.page-hero{background:linear-gradient(135deg,#effcfd,#e8f2f7);padding:64px 0}.breadcrumbs{font-size:.92rem;color:var(--muted);margin-bottom:18px}.page-hero h1{font-size:clamp(2.5rem,5vw,4.4rem)}.prose{max-width:840px}.prose h2{margin-top:44px;font-size:2rem}.prose h3{margin-top:28px}.prose p,.prose li{color:#3f5664}.prose ul{padding-left:22px}.notice{padding:20px 22px;border-radius:18px;background:#fff6df;border:1px solid #efcf7b;color:#704700}.notice strong{color:#5c3900}.notice-info{background:#eef8fd;border-color:#9ed2ec;color:#154c68}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:34px}.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px}.contact-list{display:grid;gap:18px}.contact-row{display:flex;gap:14px;align-items:flex-start}.contact-row strong{display:block;color:var(--navy)}.contact-row span{color:var(--muted)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{display:grid;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:800;color:var(--navy)}.field input,.field select,.field textarea{width:100%;border:1px solid #cbdde4;border-radius:13px;padding:13px 14px;background:#fbfeff;color:var(--ink)}.field textarea{min-height:130px;resize:vertical}.form-note{font-size:.88rem;color:var(--muted)}.form-status{min-height:1.5em;font-weight:750;color:#9a4100}.damage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.damage-card{border:1px solid var(--line);border-radius:20px;padding:22px;background:#fff}.damage-card h3{margin-bottom:8px}.damage-card p{color:var(--muted)}.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.path-card{display:flex;gap:16px;align-items:center;padding:20px 22px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:0 10px 30px rgba(11,72,107,.06);transition:.2s transform,.2s box-shadow}.path-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.path-icon{font-size:1.9rem}.path-card strong,.path-card span{display:block}.path-card div span{color:var(--muted);font-size:.92rem}.product-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.product-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:0 12px 34px rgba(11,72,107,.06);transition:.2s transform,.2s box-shadow}.product-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.product-card[hidden]{display:none}.product-icon{width:56px;height:56px;border-radius:18px;background:#eafafb;display:grid;place-items:center;font-size:1.8rem;margin-bottom:18px}.product-card h3{font-size:1.18rem}.product-card p{color:var(--muted);font-size:.95rem;flex:1}.product-link{font-weight:850;color:var(--navy);border-top:1px solid var(--line);padding-top:14px}.filter-bar{display:flex;flex-wrap:wrap;gap:10px;margin:30px 0}.filter-chip{border:1px solid var(--line);background:#fff;color:var(--navy);padding:10px 15px;border-radius:999px;font-weight:800;cursor:pointer}.filter-chip.active,.filter-chip[aria-pressed="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.partner-section{display:grid;grid-template-columns:1.3fr .7fr;gap:48px;align-items:center}.partner-mark{background:#fff;border:1px solid var(--line);border-radius:28px;padding:38px;box-shadow:var(--shadow)}.partner-mark img{width:100%}.guide-panel{display:flex;align-items:center;justify-content:space-between;gap:34px;padding:42px;border:1px solid var(--line);border-radius:30px;background:linear-gradient(135deg,#fff,#f1fbfc);box-shadow:0 18px 48px rgba(11,72,107,.08)}.guide-panel p{max-width:720px;color:var(--muted)}.modal[hidden]{display:none}.modal{position:fixed;inset:0;z-index:200;display:grid;place-items:center;padding:18px}.modal-backdrop{position:absolute;inset:0;background:rgba(3,27,40,.72);backdrop-filter:blur(6px)}.modal-card{position:relative;width:min(680px,100%);max-height:90vh;overflow:auto;background:#fff;border-radius:28px;padding:34px;box-shadow:0 30px 100px rgba(0,0,0,.3)}.modal-close{position:absolute;right:16px;top:14px;border:0;background:#eef7fa;width:42px;height:42px;border-radius:50%;font-size:1.7rem;color:var(--navy);cursor:pointer}.guide-options{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:24px}.guide-options a{padding:16px;border:1px solid var(--line);border-radius:15px;font-weight:800;background:#fbfeff}.site-footer{background:var(--navy-2);color:#d5edf2;padding:62px 0 24px}.footer-grid{display:grid;grid-template-columns:1.25fr .8fr .9fr;gap:48px}.footer-brand>img{width:56px;filter:none}.footer-partner{display:flex;align-items:center;gap:12px;margin-top:14px;color:#9fc4cf;font-size:.86rem}.footer-partner img{height:28px;width:auto;background:#fff;border-radius:6px;padding:3px 6px}.site-footer h2{color:#fff;font-size:1.05rem}.site-footer a{color:#d5edf2}.footer-links{display:grid;gap:10px}.footer-bottom{margin-top:42px;padding-top:22px;border-top:1px solid rgba(255,255,255,.13);display:flex;justify-content:space-between;gap:22px;color:#9fc4cf;font-size:.9rem}.kicker{font-size:.9rem;text-transform:uppercase;letter-spacing:.11em;font-weight:900;color:var(--primary-dark);margin-bottom:12px}.muted{color:var(--muted)}.center{text-align:center}.center-block{margin-inline:auto}.center-buttons{justify-content:center}.spacer-top{margin-top:30px}@media(max-width:1120px){.main-nav{gap:13px}.main-nav a{font-size:.89rem}.product-grid{grid-template-columns:repeat(3,1fr)}}@media(max-width:980px){.hero-grid,.split,.office-feature,.contact-grid,.partner-section{grid-template-columns:1fr}.hero-visual{max-width:680px;margin-inline:auto}.cards{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.section-head{display:block}.section-head p{margin-top:12px}.main-nav{gap:10px}.path-grid{grid-template-columns:1fr}.guide-panel{display:block}.guide-panel .btn{margin-top:18px}.partner-mark{max-width:480px}}@media(max-width:860px){.nav-toggle{display:grid;place-items:center}.main-nav{display:none;position:absolute;left:18px;right:18px;top:82px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:20px;padding:18px;flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.main-nav a{padding:9px 8px}.nav-cta{text-align:center}.product-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:780px){.topbar-inner{justify-content:center}.topbar-contact{justify-content:center}.desktop-note{display:none}.hero{padding-top:48px}.floating-note{position:static;margin-top:16px}.cta-band{display:block;padding:34px}.cta-band .button-row{margin-top:24px}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:8px}.compare-grid{grid-template-columns:1fr}}@media(max-width:620px){.container{width:min(calc(100% - 24px),var(--max))}.partner-label{display:none}.partner-logo-ultra{height:26px}.partner-logo-jk-mini{width:40px;height:auto}.topbar-contact{font-size:.88rem;text-align:center}.cards,.steps,.damage-grid,.form-grid,.product-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.section{padding:70px 0}.section-compact{padding:24px 0}.card{padding:23px}.hero-actions .btn,.button-row .btn{width:100%}.cta-band{border-radius:24px}.page-hero{padding:48px 0}.guide-options{grid-template-columns:1fr}.modal-card{padding:28px 20px}.guide-panel{padding:28px}.footer-partner{align-items:flex-start;flex-direction:column}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}

/* CYKL-008A v0.4.5: integration-ready footer/social and click-to-load contact map. */
.footer-grid{grid-template-columns:1.15fr .8fr 1fr 1fr}.footer-social-links a{display:inline-flex;align-items:center;min-height:32px}.contact-map{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;align-items:stretch}.contact-map-copy,.contact-map-frame{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:30px}.contact-map-frame{min-height:360px;display:grid;place-items:center;overflow:hidden}.contact-map-frame iframe{width:100%;height:100%;min-height:360px;border:0;border-radius:18px}.map-placeholder{max-width:420px;text-align:center;color:var(--muted);margin:0}.btn:disabled{cursor:default;opacity:.78;transform:none}
@media(max-width:980px){.footer-grid{grid-template-columns:1fr 1fr}.contact-map{grid-template-columns:1fr}}
@media(max-width:780px){.footer-grid{grid-template-columns:1fr}.contact-map-copy,.contact-map-frame{padding:24px}.contact-map-frame{min-height:300px}.contact-map-frame iframe{min-height:300px}}
/* CYKL-008A mobile containment for long contact values. */
.contact-card,.contact-row>div{min-width:0}.contact-row a,.contact-row span{overflow-wrap:anywhere}

/* CYKL-009 — claims directory */
.claims-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px}.claims-card{display:flex;min-width:0;min-height:190px;flex-direction:column;justify-content:space-between;gap:22px;padding:24px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:0 10px 30px rgba(11,72,107,.06);color:var(--ink);transition:.2s transform,.2s box-shadow,.2s border-color}.claims-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#b8d9e2}.claims-card h3{margin:0;font-size:1.24rem}.claims-card-main{display:grid;gap:18px;min-width:0}.claims-phone{display:grid;gap:2px;color:var(--ink);overflow-wrap:anywhere}.claims-label{font-size:.82rem;text-transform:uppercase;letter-spacing:.055em;font-weight:800;color:var(--muted)}.claims-phone strong{font-size:1.02rem;color:var(--navy)}.claims-action{display:flex;align-items:center;justify-content:space-between;gap:12px;border-top:1px solid var(--line);padding-top:14px;font-weight:850;color:var(--navy)}@media(max-width:980px){.claims-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:620px){.claims-grid{grid-template-columns:1fr}.claims-card{min-height:0}}


/* CYKL-012 v0.4.9: formal source documents. */
.formal-doc-section{margin-top:44px}.formal-doc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.formal-doc-grid-single{grid-template-columns:minmax(0,1fr);max-width:620px}.formal-doc-card{display:flex;min-width:0;min-height:250px;flex-direction:column;justify-content:space-between;gap:24px;padding:28px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 12px 35px rgba(11,72,107,.06)}.formal-doc-card h3,.formal-auth-copy h3{margin:12px 0 10px}.formal-doc-card p,.formal-auth-copy p{color:var(--muted)}.file-type{display:inline-flex;align-items:center;min-height:30px;padding:5px 10px;border-radius:999px;background:var(--surface-soft);border:1px solid var(--line);color:var(--navy);font-size:.78rem;font-weight:850;letter-spacing:.06em}.formal-doc-link{align-self:flex-start}.formal-auth-card{display:grid;grid-template-columns:minmax(240px,.72fr) minmax(0,1.28fr);gap:36px;align-items:center;padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 12px 35px rgba(11,72,107,.06)}.formal-auth-preview{display:block;max-width:360px;margin-inline:auto;border-radius:18px;overflow:hidden;border:1px solid var(--line);background:#fff;box-shadow:0 10px 28px rgba(11,72,107,.09)}.formal-auth-preview img{display:block;width:100%;height:auto}.formal-auth-copy{min-width:0}.formal-doc-card .btn,.formal-auth-copy .btn{white-space:normal;text-align:center}@media(max-width:780px){.formal-doc-grid,.formal-auth-card{grid-template-columns:1fr}.formal-doc-card{min-height:0}.formal-auth-card{padding:22px}.formal-auth-preview{max-width:300px}.formal-doc-link{width:100%}}

/* CYKL-019 v0.4.13 DRAFT — Brand Book Balance + UX.
   Source: Brand Book v2.2 CURRENT + owner decision Variant B + SOL CYKL-019 v1.1.
   Visual-only pass: no copy, formal data, sales/claims/social URLs or SEO structure changes. */
:root{
  --primary:#00C2CB;
  --primary-dark:#007C99;
  --navy:#0B486B;
  --navy-2:#07334D;
  --ink:#172A36;
  --muted:#5B6F7D;
  --surface:#FFFFFF;
  --surface-soft:#F4FBFC;
  --line:#D9E8ED;
  --success:#007C99;
  --warning:#0B486B;
  --info:#007C99;
  --shadow:0 18px 48px rgba(7,51,77,.10);
  --shadow-soft:0 10px 30px rgba(7,51,77,.065);
}

/* Base rhythm and typography: white remains primary, soft surface creates controlled section cadence. */
body{background:var(--surface);color:var(--ink)}
main>.section:nth-of-type(even):not(.section-soft){background:var(--surface-soft)}
.section{padding:82px 0}
.section-compact{padding:32px 0}
.section-soft{background:var(--surface-soft)}
.section-head{margin-bottom:34px}
.section-head p,.lead,.muted{color:var(--muted)}
h1,h2,h3{color:var(--navy)}

/* Hero surfaces: calm, editorial, and palette-constrained rather than decorative gradients. */
.hero,.page-hero{background:var(--surface-soft);border-bottom:1px solid var(--line)}
.hero::before{background:rgba(0,194,203,.10)}
.eyebrow{background:var(--surface);border-color:var(--line);color:var(--navy)}
.eyebrow::before{background:var(--primary)}

/* Cards and panels: white tiles on soft rhythm, restrained line and shadow. */
.card,.compare-card,.step,.contact-card,.damage-card,.path-card,.product-card,.partner-mark,
.guide-panel,.claims-card,.formal-doc-card,.formal-auth-card,.contact-map-copy,.contact-map-frame,
.faq-item,.modal-card{
  background:var(--surface);
  border-color:var(--line);
  box-shadow:var(--shadow-soft);
}
.card:hover,.compare-card:hover,.path-card:hover,.product-card:hover,.claims-card:hover{
  box-shadow:var(--shadow);
  border-color:var(--line);
}
.guide-panel{background:var(--surface)}
.icon,.product-icon,.modal-close{background:var(--surface-soft);color:var(--navy)}
.checklist li::before{background:var(--surface-soft);color:var(--primary-dark);border:1px solid var(--line)}
.file-type{background:var(--surface-soft);border-color:var(--line)}

/* CTA hierarchy: navy is primary; turquoise remains an accent, never a large dominant field. */
.btn-primary,.nav-cta,.step::before,.filter-chip.active,.filter-chip[aria-pressed="true"]{
  background:var(--navy);color:var(--surface);border-color:var(--navy)
}
.btn-secondary{background:var(--surface);color:var(--navy);border-color:var(--line)}
.btn-turquoise{background:var(--surface);color:var(--navy);border-color:var(--primary)}
.btn-primary:hover,.nav-cta:hover{background:var(--navy-2)}
.btn-secondary:hover,.btn-turquoise:hover{border-color:var(--primary-dark);background:var(--surface-soft)}
.cta-band{background:var(--navy-2);box-shadow:var(--shadow);border:1px solid var(--navy-2)}
.cta-band p{color:var(--surface-soft)}

/* Link states: accessible dark turquoise for inline actions, persistent non-color cue via underline. */
main p a:not(.btn),main li a:not(.btn),.breadcrumbs a,.text-link,.product-link,.claims-action{
  color:var(--primary-dark);
  text-decoration:underline;
  text-decoration-thickness:.08em;
  text-underline-offset:.18em;
  text-decoration-color:rgba(0,124,153,.38)
}
main p a:not(.btn):hover,main li a:not(.btn):hover,.breadcrumbs a:hover,.text-link:hover,.product-link:hover,.claims-action:hover{
  color:var(--navy);
  text-decoration-color:currentColor
}
.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--primary-dark)}

/* Focus is a visible brand state, not a browser afterthought. */
.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{
  outline:3px solid var(--primary-dark);
  outline-offset:3px;
  box-shadow:0 0 0 3px var(--surface)
}
.card:focus-within,.compare-card:focus-within,.claims-card:focus-within,.formal-doc-card:focus-within{
  border-color:var(--primary-dark)
}

/* Forms and notices stay inside the approved palette. */
.field input,.field select,.field textarea{background:var(--surface);border-color:var(--line);color:var(--ink)}
.notice,.notice-info{background:var(--surface-soft);border-color:var(--line);color:var(--ink)}
.notice strong,.contact-row strong,.field label{color:var(--navy)}
.form-status{color:var(--navy)}

/* Partner/header/footer contrast and separators. */
.site-header{background:rgba(255,255,255,.97);border-bottom-color:var(--line)}
.topbar,.site-footer{background:var(--navy-2)}
.footer-bottom{border-top-color:rgba(217,232,237,.22)}
.site-footer a{color:var(--surface-soft)}
.footer-social-links a:hover,.footer-links a:hover{color:var(--surface)}

/* Reduce sterile white gaps while preserving Brand Book breathing room. */
.card,.compare-card,.formal-doc-card{padding:26px}
.guide-panel{padding:38px}
.cta-band{padding:42px}
.cards,.compare-grid,.damage-grid,.claims-grid{gap:20px}

@media(max-width:780px){
  .section{padding:64px 0}
  .section-compact{padding:22px 0}
  .cta-band{padding:30px}
  .guide-panel{padding:26px}
}


/* CYKL-034 / RC7 DRAFT — UI/UX readability + Light/Dark Mode.
   Uses only Brand Book v2.2 CURRENT palette. Production RC6 remains unchanged. */
:root{
  --jk-page:#FFFFFF;
  --jk-panel:#FFFFFF;
  --jk-panel-soft:#F4FBFC;
  --jk-text:#172A36;
  --jk-text-soft:#5B6F7D;
  --jk-heading:#0B486B;
  --jk-border:#D9E8ED;
  --jk-header:rgba(255,255,255,.98);
  --jk-control:#F4FBFC;
  --jk-focus:#007C99;
}
html[data-theme="dark"]{
  --jk-page:#07334D;
  --jk-panel:#0B486B;
  --jk-panel-soft:#07334D;
  --jk-text:#F4FBFC;
  --jk-text-soft:#D9E8ED;
  --jk-heading:#F4FBFC;
  --jk-border:#5B6F7D;
  --jk-header:rgba(7,51,77,.98);
  --jk-control:#0B486B;
  --jk-focus:#00C2CB;
}
body{background:var(--jk-page);color:var(--jk-text)}
h1,h2,h3{color:var(--jk-heading)}
main>.section:nth-of-type(even):not(.section-soft),.section-soft{background:var(--jk-panel-soft)}
.hero,.page-hero{background:var(--jk-panel-soft);border-bottom-color:var(--jk-border)}
.hero h1{font-size:clamp(2.35rem,4.6vw,4.15rem);max-width:720px;text-wrap:balance}
.hero .lead{max-width:680px}
.site-header{background:var(--jk-header);border-bottom-color:var(--jk-border)}
.nav-wrap{gap:14px;min-height:82px}
.main-nav{gap:10px;margin-left:auto}
.main-nav a{font-size:.84rem;color:var(--jk-text)}
.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--primary-dark)}
.header-controls{display:flex;align-items:center;gap:8px;flex:0 0 auto}
.theme-toggle,.nav-toggle{border:1px solid var(--jk-border);background:var(--jk-control);color:var(--jk-heading);width:44px;height:44px;border-radius:14px;cursor:pointer;font-size:1.22rem;line-height:1;place-items:center}
.theme-toggle{display:grid}
.theme-toggle:hover,.nav-toggle:hover{border-color:var(--primary-dark)}
.theme-toggle:focus-visible{outline-color:var(--jk-focus)}
html[data-theme="dark"] .brand{background:#FFFFFF;border-radius:14px;padding:6px 8px}
html[data-theme="dark"] .brand img{width:46px}

/* Primary CTA test from CYKL-034. */
.btn-primary,.nav-cta{
  background:#00C2CB;
  color:#07334D!important;
  border-color:#00C2CB;
  box-shadow:0 12px 30px rgba(7,51,77,.18)
}
.btn-primary:hover,.nav-cta:hover{
  background:#F4FBFC;
  color:#07334D!important;
  border-color:#00C2CB
}
.btn-secondary{background:var(--jk-panel);color:var(--jk-heading);border-color:var(--jk-border)}
.btn-secondary:hover{background:var(--jk-panel-soft);border-color:#007C99}
.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{
  outline-color:var(--jk-focus);
  box-shadow:0 0 0 3px var(--jk-page)
}

/* Readability: ordinary text stays neutral; turquoise is reserved for actions/accent. */
main p strong,main li strong{color:inherit}
.card[data-jk-education-check] p,.card[data-jk-education-check] li{color:var(--jk-text)}
.prose p,.prose li,.card p,.compare-card p,.step p,.damage-card p,.product-card p,.guide-panel p,
.contact-row span,.form-note,.section-head p,.lead,.muted,.breadcrumbs,.faq-panel,.office-media figcaption{
  color:var(--jk-text-soft)
}
.card[data-jk-education-check] p,.card[data-jk-education-check] li{color:var(--jk-text)}

.card,.compare-card,.step,.contact-card,.damage-card,.path-card,.product-card,.partner-mark,
.guide-panel,.claims-card,.formal-doc-card,.formal-auth-card,.contact-map-copy,.contact-map-frame,
.faq-item,.modal-card,.eyebrow,.filter-chip,.guide-options a{
  background:var(--jk-panel);
  border-color:var(--jk-border)
}
.faq-button{background:var(--jk-panel);color:var(--jk-heading)}
.icon,.product-icon,.modal-close{background:var(--jk-panel-soft);color:var(--jk-heading)}
.field label,.contact-row strong,.notice strong{color:var(--jk-heading)}
.field input,.field select,.field textarea{background:var(--jk-panel);border-color:var(--jk-border);color:var(--jk-text)}
.field input::placeholder,.field textarea::placeholder{color:var(--jk-text-soft)}
.notice,.notice-info{background:var(--jk-panel);border-color:var(--jk-border);color:var(--jk-text)}
.file-type{background:var(--jk-panel-soft);border-color:var(--jk-border);color:var(--jk-heading)}
.floating-note{background:var(--jk-panel);color:var(--jk-heading)}
.floating-note small,.hero-trust{color:var(--jk-text-soft)}
.eyebrow{color:var(--jk-heading)}
.product-link,.text-link{border-color:var(--jk-border)}
.filter-chip{color:var(--jk-heading)}

/* Client-facing source note and education reminder. */
.source-note,.remember-box{
  margin-top:24px;
  padding:18px 20px;
  border:1px solid var(--jk-border);
  border-radius:16px;
  background:var(--jk-panel-soft);
  color:var(--jk-text)
}
.source-note strong,.remember-box strong{display:block;color:var(--jk-heading);margin-bottom:5px}
.source-note p,.remember-box p{margin:0;color:var(--jk-text-soft)}
.remember-box{border-left:4px solid #00C2CB}

/* Dark theme specifics. */
html[data-theme="dark"] .main-nav a:hover,
html[data-theme="dark"] .main-nav a[aria-current="page"],
html[data-theme="dark"] .kicker,
html[data-theme="dark"] main p a:not(.btn),
html[data-theme="dark"] main li a:not(.btn),
html[data-theme="dark"] .breadcrumbs a,
html[data-theme="dark"] .text-link,
html[data-theme="dark"] .product-link,
html[data-theme="dark"] .claims-action{color:#00C2CB}
html[data-theme="dark"] .main-nav a:hover,html[data-theme="dark"] .main-nav a[aria-current="page"]{text-decoration:underline;text-underline-offset:.24em}
html[data-theme="dark"] .cta-band{background:#0B486B;border-color:#5B6F7D}
html[data-theme="dark"] .cta-band h2,html[data-theme="dark"] .cta-band p{color:#F4FBFC}
html[data-theme="dark"] .checklist li::before{background:#07334D;color:#00C2CB;border-color:#5B6F7D}
html[data-theme="dark"] .site-footer,html[data-theme="dark"] .topbar{background:#07334D}
html[data-theme="dark"] .skip-link:focus{background:#F4FBFC;color:#07334D}
html[data-theme="dark"] .partner-logo-ultra,html[data-theme="dark"] .footer-partner img{background:#FFFFFF}

@media(max-width:1120px) and (min-width:1041px){
  .main-nav{gap:7px}
  .main-nav a{font-size:.79rem}
  .nav-cta{padding:10px 13px}
}
@media(max-width:1040px){
  .nav-toggle{display:grid}
  .main-nav{
    display:none;
    position:absolute;
    left:18px;
    right:18px;
    top:82px;
    margin-left:0;
    background:var(--jk-panel);
    border:1px solid var(--jk-border);
    box-shadow:var(--shadow);
    border-radius:20px;
    padding:18px;
    flex-direction:column;
    align-items:stretch;
    gap:4px
  }
  .main-nav.open{display:flex}
  .main-nav a{padding:9px 8px;font-size:.95rem}
  .nav-cta{text-align:center;margin-top:4px}
}
@media(min-width:1041px){.nav-toggle{display:none}}
@media(max-width:620px){
  .nav-wrap{min-height:74px}
  .brand img{width:46px}
  .theme-toggle,.nav-toggle{width:42px;height:42px}
  .main-nav{left:12px;right:12px;top:74px}
  .hero h1{font-size:clamp(2.25rem,11vw,3.15rem)}
}

/* CYKL-034 visual QA refinements: compact hero and dark-theme slogan contrast. */
.hero-grid{grid-template-columns:1.15fr .85fr;gap:44px}
.hero h1{font-size:clamp(2.25rem,3.8vw,3.5rem);max-width:760px}
html[data-theme="dark"] .brand-slogan{color:#F4FBFC}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr;gap:40px}}

/* CYKL-035 / RC8 DRAFT — korekty czytelności po ocenie właściciela.
   Zakres punktowy: tekst w wybranych kartach Dark Mode + białe tło pod logo Ultra.
   Produkcyjny RC6 i kandydat RC7 pozostają bez zmian. */
html[data-theme="dark"] .claims-label{
  color:#D9E8ED;
}
html[data-theme="dark"] .claims-phone strong{
  color:#F4FBFC;
}
html[data-theme="dark"] .step p{
  color:#D9E8ED;
}
html[data-theme="dark"] .path-card div span{
  color:#D9E8ED;
}
html[data-theme="dark"] .partner-mark{
  background:#FFFFFF;
  border-color:#D9E8ED;
}


/* CYKL-035 / RC9 DRAFT — nawigacyjna scena "Co chcesz chronić?".
   Czysta grafika Marketing v1.2 + prawdziwe linki HTML/CSS. Bez parallaxu i bez zależności zewnętrznych. */
.protect-nav-section{
  padding:56px 0 68px;
  background:var(--jk-page);
}
.protect-nav-heading{margin-bottom:22px}
.protect-nav-heading h2{margin:0}
.protect-nav-wrap{
  position:relative;
  width:min(100%, 1600px);
  margin:0 auto;
  overflow:hidden;
  background:var(--jk-panel-soft);
  border-block:1px solid var(--jk-border);
}
.protect-nav-picture,.protect-nav-image{display:block;width:100%}
.protect-nav-image{height:auto;aspect-ratio:16/9;object-fit:cover}
.protect-hotspots{position:absolute;inset:0;pointer-events:none}
.protect-hotspot{
  --hs-x:50%;
  --hs-y:50%;
  position:absolute;
  left:var(--hs-x);
  top:var(--hs-y);
  width:52px;
  height:52px;
  transform:translate(-50%,-50%);
  display:grid;
  place-items:center;
  border:2px solid #00C2CB;
  border-radius:50%;
  background:#FFFFFF;
  color:#07334D;
  box-shadow:0 8px 24px rgba(7,51,77,.22);
  text-decoration:none;
  pointer-events:auto;
  z-index:2;
}
.protect-hotspot img{width:30px;height:30px;display:block}
.protect-hotspot:hover{
  transform:translate(-50%,-50%) scale(1.06);
  box-shadow:0 10px 28px rgba(7,51,77,.28);
}
.protect-hotspot:focus-visible{
  outline:3px solid #00C2CB;
  outline-offset:4px;
  box-shadow:0 0 0 3px #07334D,0 10px 28px rgba(7,51,77,.28);
}
.protect-hotspot-label{
  position:absolute;
  left:50%;
  top:calc(100% + 9px);
  transform:translateX(-50%) translateY(-3px);
  min-width:max-content;
  max-width:190px;
  padding:7px 10px;
  border-radius:10px;
  background:#07334D;
  color:#FFFFFF;
  font-size:.82rem;
  font-weight:800;
  line-height:1.15;
  text-align:center;
  opacity:0;
  visibility:hidden;
  transition:opacity .16s ease,transform .16s ease;
  pointer-events:none;
  box-shadow:0 8px 20px rgba(7,51,77,.22);
}
.protect-hotspot:hover .protect-hotspot-label,
.protect-hotspot:focus-visible .protect-hotspot-label{
  opacity:1;
  visibility:visible;
  transform:translateX(-50%) translateY(0);
}
.protect-hotspot-car{--hs-x:12.9%;--hs-y:40.5%}
.protect-hotspot-home{--hs-x:26.6%;--hs-y:15.6%}
.protect-hotspot-life{--hs-x:40.3%;--hs-y:43.1%}
.protect-hotspot-farm{--hs-x:55.8%;--hs-y:26.6%}
.protect-hotspot-company{--hs-x:66.1%;--hs-y:41.3%}
.protect-hotspot-travel{--hs-x:77.3%;--hs-y:51.6%}
.protect-nav-fallback{display:none}
html[data-theme="dark"] .protect-nav-section{background:var(--jk-page)}
html[data-theme="dark"] .protect-nav-wrap{border-color:#5B6F7D}
html[data-theme="dark"] .protect-hotspot{
  background:#F4FBFC;
  border-color:#00C2CB;
  box-shadow:0 8px 24px rgba(0,0,0,.34);
}
html[data-theme="dark"] .protect-hotspot-label{background:#F4FBFC;color:#07334D}
@media(max-width:700px){
  .protect-nav-section{padding:32px 0 38px}
  .protect-nav-heading{margin-bottom:14px}
  .protect-nav-wrap{width:100%}
  .protect-nav-image{aspect-ratio:4/5}
  .protect-hotspot{width:56px;height:56px}
  .protect-hotspot img{width:31px;height:31px}
  .protect-hotspot-home{--hs-x:17.9%;--hs-y:34.1%}
  .protect-hotspot-company{--hs-x:34%;--hs-y:44%}
  .protect-hotspot-farm{--hs-x:71.9%;--hs-y:40.1%}
  .protect-hotspot-travel{--hs-x:90.9%;--hs-y:47.1%}
  .protect-hotspot-car{--hs-x:9%;--hs-y:55.9%}
  .protect-hotspot-life{--hs-x:55%;--hs-y:62%}
  .protect-hotspot-car .protect-hotspot-label{left:0;transform:translateY(-3px)}
  .protect-hotspot-car:hover .protect-hotspot-label,.protect-hotspot-car:focus-visible .protect-hotspot-label{transform:translateY(0)}
  .protect-hotspot-travel .protect-hotspot-label{left:auto;right:0;transform:translateY(-3px)}
  .protect-hotspot-travel:hover .protect-hotspot-label,.protect-hotspot-travel:focus-visible .protect-hotspot-label{transform:translateY(0)}
  .protect-nav-fallback{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:10px;
    margin-top:18px;
  }
  .protect-nav-fallback a{
    min-height:52px;
    display:flex;
    align-items:center;
    justify-content:center;
    padding:11px 12px;
    border:1px solid var(--jk-border);
    border-radius:14px;
    background:var(--jk-panel);
    color:var(--jk-heading);
    font-weight:800;
    text-align:center;
    text-decoration:none;
  }
  .protect-nav-fallback a:hover{border-color:#00C2CB}
  .protect-nav-fallback a:focus-visible{outline:3px solid #00C2CB;outline-offset:3px}
}
@media(max-width:380px){
  .protect-nav-fallback{grid-template-columns:1fr 1fr;gap:8px}
  .protect-nav-fallback a{padding-inline:8px;font-size:.92rem}
}
@media(prefers-reduced-motion:reduce){
  .protect-hotspot,.protect-hotspot-label{transition:none!important}
  .protect-hotspot:hover{transform:translate(-50%,-50%)}
}

/* CYKL-036 / RC10 DRAFT — systemowy aktywny kolor interfejsu + FAQ + hero portrait-ready.
   Owner decision 2026-09-18: turquoise denotes action/selection in Light and Dark.
   Portrait is intentionally PENDING ASSET; no substitute image is generated or inferred. */
:root{
  --jk-action:#00C2CB;
  --jk-action-text:#07334D;
  --jk-action-hover:#F4FBFC;
}

/* One action-state system for approved CTA contexts. */
.btn-turquoise,
.hero .hero-actions .btn,
.page-hero .button-row .btn,
.cta-band .button-row .btn{
  background:var(--jk-action);
  color:var(--jk-action-text)!important;
  border-color:var(--jk-action);
  box-shadow:0 12px 30px rgba(7,51,77,.18);
}
.btn-turquoise:hover,
.hero .hero-actions .btn:hover,
.page-hero .button-row .btn:hover,
.cta-band .button-row .btn:hover{
  background:var(--jk-action-hover);
  color:var(--jk-action-text)!important;
  border-color:var(--jk-action);
}
.btn-turquoise:focus-visible,
.hero .hero-actions .btn:focus-visible,
.page-hero .button-row .btn:focus-visible,
.cta-band .button-row .btn:focus-visible{
  outline:3px solid var(--jk-action);
  outline-offset:3px;
  box-shadow:0 0 0 3px var(--jk-action-text);
}

/* Selected UI state: same semantics in Light and Dark. */
.filter-chip.active,
.filter-chip[aria-pressed="true"]{
  background:var(--jk-action);
  color:var(--jk-action-text);
  border-color:var(--jk-action);
}
.filter-chip.active:hover,
.filter-chip[aria-pressed="true"]:hover{
  background:var(--jk-action);
  color:var(--jk-action-text);
  border-color:var(--jk-action);
}

/* Process number badges. Whole cards remain neutral/navy; only the number field is turquoise. */
.step::before{
  background:var(--jk-action);
  color:var(--jk-action-text);
  border-color:var(--jk-action);
}
[data-jk-leasing-process] .path-icon{
  display:grid;
  place-items:center;
  flex:0 0 48px;
  width:48px;
  height:48px;
  border-radius:14px;
  background:var(--jk-action);
  color:var(--jk-action-text);
  border:1px solid var(--jk-action);
  font-size:1rem;
  font-weight:900;
}

/* FAQ P1: links in expanded answers must never inherit navy on a navy panel. */
html[data-theme="dark"] .faq-panel{color:#D9E8ED}
html[data-theme="dark"] .faq-panel a{
  color:#00C2CB;
  text-decoration:underline;
  text-decoration-thickness:.08em;
  text-underline-offset:.18em;
  text-decoration-color:#00C2CB;
}
html[data-theme="dark"] .faq-panel a:hover,
html[data-theme="dark"] .faq-panel a:focus-visible{color:#F4FBFC;text-decoration-color:#F4FBFC}

/* CYKL-036 v1.3 / RC11 DRAFT — owner-approved authentic portrait in hero.
   Technical crop/resize/compression only; no AI retouch, no mirroring. */
.hero-portrait{position:relative;min-width:0}
.hero-portrait-picture{
  display:block;
  width:min(100%,480px);
  aspect-ratio:4/5;
  margin-inline:auto;
  overflow:hidden;
  border:1px solid var(--jk-border);
  border-radius:26px;
  background:var(--jk-panel);
  box-shadow:var(--shadow);
}
.hero-portrait-img{
  display:block;
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:50% 50%;
}
html[data-theme="dark"] .hero-portrait-picture{border-color:#5B6F7D;background:#0B486B}
.hero-portrait .floating-note{right:0;bottom:28px}
@media(max-width:980px){
  .hero-portrait{width:min(100%,680px);margin-inline:auto}
  .hero-portrait-picture{width:min(100%,520px)}
}
@media(max-width:780px){
  .hero-portrait .floating-note{position:static;margin-top:16px}
  .hero-portrait-picture{width:min(100%,420px);aspect-ratio:3/4}
  .hero-portrait-img{object-position:50% 50%}
}